If you’re looking into DJDJ Exchange, Merrick Wealth Institute, or those WhatsApp crypto trading groups showing 30%+ profits, please be careful. I wish I had seen a real experience like this before getting involved.
Around October 2025, I started learning about crypto and stock investing. After watching a few videos on YouTube and Instagram, my feed became filled with ads from “mentors” claiming they could help beginners make money. One in particular stood out — he said he had already made enough and just wanted to help others succeed.
I signed up and left my number. Not long after, someone called Emily reached out and added me to a WhatsApp group called Merrick Wealth Institute.
At first, I didn’t invest. I just watched. People in the group were consistently posting profits — 30% to 35% per trade. The group leader, “Merrick Solvarn,” and Emily would guide trades on a platform called DJDJ Exchange. Everything looked smooth. Every trade seemed to win.
Eventually, I decided to try with $10,000. My account balance started increasing almost immediately. But when I tried to withdraw, I was told I needed to wait.
Then they introduced a “special trading event,” claiming it was connected to major institutions and would guarantee huge returns. Everyone in the group seemed excited and some were already claiming massive profits.
I ended up adding another $30,000 to participate.
The trade went exactly as they said — my balance increased again. But withdrawals were still blocked. There was always a new condition, a new delay.
Meanwhile, other people in the group were talking about buying cars, houses, and going on vacations. Looking back now, I’m almost certain most of them were fake accounts.
At the time, my dad was seriously ill with cancer. I believed the profits I was seeing would help me take care of him. That’s what pushed me to keep going.
In total, I invested around $50,000, including money I borrowed.
By March, when I tried again to withdraw, they told me there was a problem with my withdrawal address and that I needed to pay an extra $20,000 fee to release my funds.
That’s when I finally understood what was happening.
I lost everything.
My dad passed away in February 2026, and I couldn’t do what I hoped for him. Now I’m dealing with debt and trying to support my kids and my mother.
If you’re reading this, please take this seriously — if a platform delays withdrawals or guarantees profits, that’s already a warning sign.
Don’t ignore it like I did.