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I paid the fees for App Reservecreditcard after being told I was approved, but the card never arrived.
After waiting, checking, and calling, the account status changed into a refund situation instead of an activated card. Other Trustpilot reviewers describe the same pattern: application fee, program fee, promises that the card is coming, then a delayed mailed refund check instead of a working account.
I would not pay upfront fees to app.reservecreditcard.com. A card program that takes money immediately but delays the card and refund process creates exactly the kind of financial stress people are trying to avoid.
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