Lumat Savings looked like a savings provider, but I could not confirm FCA authorisation

Lumat Savings appeared to be a savings-related financial service, but I stopped because I could not independently verify that it was authorised to operate in the UK.

The FCA added Lumat Savings to its Warning List on 23 July 2026. Its warning says the firm may be providing or promoting financial products without permission, meaning customers would not have the normal Financial Ombudsman Service or FSCS protection if things went wrong.